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No Money Down Cars in Springfield

Drivers Lane can help people in Springfield with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near Springfield started by filling out our free and secure car loan request form today.

Used Cars Near the City of Springfield for 0 Down

2013 Ford Escape Titanium
2013 Ford Escape Titanium
in Springfield, IL 62703

Used Car Lot Price:
$10,999

Odometer:
109,298 Miles

VIN:
1FMCU0J99DUD34021

2013 Ford Expedition XLT
2013 Ford Expedition XLT
in Springfield, IL 62703

Used Car Lot Price:
$10,980

Odometer:
167,958 Miles

VIN:
1FMJU1J54DEF38570

2015 Chevrolet Sonic LT
2015 Chevrolet Sonic LT
in Springfield, IL 62703

Used Car Lot Price:
$11,975

Odometer:
8,601 Miles

VIN:
1G1JC5SH7F4149785

2017 GMC Terrain SLE
2017 GMC Terrain SLE
in Springfield, IL 62703

Used Car Lot Price:
$11,999

Odometer:
130,256 Miles

VIN:
2GKFLTEK0H6236930

2020 Mitsubishi Mirage G4 ES
2020 Mitsubishi Mirage G4 ES
in Springfield, IL 62711

Used Car Lot Price:
$10,999

Odometer:
Miles

VIN:
ML32F3FJ5LHF09005

Getting a Car Loan after Bankruptcy in Springfield

The process of bankruptcy, and waiting for it to be discharged can be stressful. It can get even more stressful if you lose your car during bankruptcy, especially considering your credit score will take a hit after filing.

You'll either file a Chapter 7 or Chapter 13 bankruptcy. A Chapter 7 bankruptcy is a liquidation bankruptcy that removes all of your unsecured debts, and a Chapter 13 bankruptcy is a reorganization bankruptcy that uses a repayment plan to pay off your debt. Your income will determine which bankruptcy you qualify for, but regardless of the type of bankruptcy you file, you can expect your credit score to drop.

While it's possible to get an auto loan during bankruptcy, most lenders around the country and in Springfield, will look to see if you've been discharged before considering financing you. Once you've been discharged, you'll still need to get connected to a dealership that works with car buyers dealing with bankruptcy. You can start with us at Drivers Lane by filling out our auto loan request form, and we'll get started on connecting you to a special finance dealer in or near Springfield.

Find financing with any credit score!

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