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No Money Down Cars in Panama City

When you need a car loan, but bad credit is starring you down, don't panic, people of Panama City. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Panama City. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of Panama City for 0 Down

2015 Ford Flex Limited
2015 Ford Flex Limited
in Panama City, FL 32405

Used Car Lot Price:
$11,098

Odometer:
132,467 Miles

VIN:
2FMHK6D88FBA07393

2015 Buick Encore Leather
2015 Buick Encore Leather
in Panama City, FL 32404

Used Car Lot Price:
$10,997

Odometer:
78,861 Miles

VIN:
KL4CJCSB1FB048155

2016 Chrysler Town & Country Touring 4dr Mini-Van
2016 Chrysler Town & Country Touring 4dr Mini-Van
in Panama City, FL 32401

Used Car Lot Price:
$9,695

Odometer:
139,591 Miles

VIN:
2C4RC1BG1GR173234

2016 Kia Soul + 4dr Crossover
2016 Kia Soul + 4dr Crossover
in Panama City, FL 32401

Used Car Lot Price:
$10,899

Odometer:
95,387 Miles

VIN:
KNDJP3A50G7337040

2015 Chevrolet Equinox LT w/1LT
2015 Chevrolet Equinox LT w/1LT
in Panama City, FL 32401

Used Car Lot Price:
$11,644

Odometer:
111,053 Miles

VIN:
2GNALBEK6F1164648

2014 Ford Fusion Hybrid Titanium
2014 Ford Fusion Hybrid Titanium
in Panama City, FL 32401

Used Car Lot Price:
$11,599

Odometer:
77,574 Miles

VIN:
3FA6P0RU0ER181948

2012 Toyota Prius c
2012 Toyota Prius c
in Panama City, FL 32401

Used Car Lot Price:
$11,998

Odometer:
48,187 Miles

VIN:
JTDKDTB31C1501208

Getting a Car Loan after Bankruptcy in Panama City

The process of bankruptcy, and waiting for it to be discharged can be stressful. It can get even more stressful if you lose your car during bankruptcy, especially considering your credit score will take a hit after filing.

You'll either file a Chapter 7 or Chapter 13 bankruptcy. A Chapter 7 bankruptcy is a liquidation bankruptcy that removes all of your unsecured debts, and a Chapter 13 bankruptcy is a reorganization bankruptcy that uses a repayment plan to pay off your debt. Your income will determine which bankruptcy you qualify for, but regardless of the type of bankruptcy you file, you can expect your credit score to drop.

While it's possible to get an auto loan during bankruptcy, most lenders around the country and in Panama City, will look to see if you've been discharged before considering financing you. Once you've been discharged, you'll still need to get connected to a dealership that works with car buyers dealing with bankruptcy. You can start with us at Drivers Lane by filling out our auto loan request form, and we'll get started on connecting you to a special finance dealer in or near Panama City.

Find financing with any credit score!

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